Terms & Conditions

1. Use of This Website

This website is provided for general informational purposes and to help visitors learn about Medicare, insurance products, and services offered through Grey State Financial LLC. You agree to use the website lawfully and not to attempt to gain unauthorized access to any website systems.

2. Insurance and Medicare Information

Information on this website is educational and informational only. It is not a policy contract, an offer of coverage, or a guarantee of coverage, eligibility, benefits, premiums, or enrollment. Plan details vary by carrier, plan, state, and service area. Submitting a form does not enroll you in any plan.

3. Requests for Information

When you submit a form, schedule an appointment, call us, or otherwise request information, your details are transmitted to Grey State Financial LLC and processed on our behalf by the service providers that support our lead management and communications. We, and the licensed insurance agents assisting us, may use those details to contact you about relevant products. Consent to be contacted is not a condition of any purchase.

4. No Guarantee of Availability or Eligibility

Grey State Financial LLC does not guarantee that any specific insurance plan, benefit, premium, provider, prescription, or product will be available to you. Availability depends on factors that include your location, age, enrollment status, and carrier requirements.

5. SMS Terms and Conditions

We send text messages only if you provide your mobile number and expressly consent to receive them. Message and data rates may apply depending on your mobile carrier, and message frequency may vary. You may opt out at any time by replying STOP or request help by replying HELP.

Mobile phone numbers and SMS consent information are not sold or shared with third parties for their own marketing or promotional purposes.

6. Email and Phone Communications

We may use the contact information you submit to respond to and follow up on your request. You may ask us to stop non-essential communications by using the unsubscribe options provided or by contacting us directly.

7. Privacy

Your use of this website is also subject to our Privacy Policy, which explains how we collect, use, share, and protect personal information.

8. Intellectual Property

Unless otherwise stated, the content available on this website, including text, graphics, logos, branding, illustrations, images, layout, and other materials, is owned by or licensed to Grey State Financial LLC. You may not copy, reproduce, or use this content for commercial purposes without authorization.

9. Third-Party Websites and Services

This website may link to or rely on services operated by third parties. Grey State Financial LLC does not control those services and is not responsible for their content, availability, security, accuracy, or privacy practices.

10. Website Availability

We do not guarantee that the website will always be available, error-free, uninterrupted, or completely up to date. We may modify, suspend, or discontinue any part of the website at any time.

11. Information Accuracy

We do not guarantee that every piece of information on the website will remain current at all times. Medicare rules and insurance offerings change frequently, and you should verify details through official resources.

12. Limitation of Liability

To the fullest extent permitted by law, Grey State Financial LLC is not liable for losses or damages resulting from your use of, inability to use, or reliance on information available through this website.

13. Acceptable Use and Security

You may not attempt to introduce malware, bypass security measures, access restricted systems, scrape protected information without authorization, or otherwise disrupt the functionality of this website.

14. Changes to These Terms

We may update these Terms and Conditions from time to time. The most current version will be posted on this page with an updated effective date, and continued use of the website constitutes acceptance of the updated terms.

15. Governing Law

These terms are governed by the laws of the United States and applicable state law, without regard to conflict-of-law principles.

16. Contact Information

Questions about these Terms and Conditions can be directed to:

Grey State Financial LLC, 6980 East Sahuaro Drive, Unit 1042, Scottsdale, AZ 85254

Phone: 424-348-3637

Email: avi@greystatefinancialllc.com

Website: https://greystatefinancialllc.com

17. Medicare Disclosure

Grey State Financial LLC is not affiliated with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area.

For complete information about your options, contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP). This is a solicitation for insurance.