Grey State Financial

SHORT TERM HOME HEALTH CARE

More financial support for recovering at home.

Explore cash-indemnity coverage that may pay a set daily benefit for qualifying at-home recovery needs.

Plan A
$150 per day
Plan B
$300 per day
Plan C
$450 per day

All figures require carrier/compliance review; exclusions, limitations, underwriting, and issued policy terms control.

Talk with a licensed adviser

Benefits are subject to policy terms, underwriting, exclusions, limitations, and state availability.

Grey State Financial is not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Representative photograph of an older adult reviewing recovery paperwork at a living-room table while a companion takes notes.

A set cash benefit can add flexibility during a qualifying recovery.

The issued policy controls when benefits are payable and how they may be used. A prior hospital stay is not required to trigger the benefit, subject to policy terms.

  1. Representative photograph of a kitchen-table still life with a clipboard of plain paperwork, notebook, pen, and mug.

    Qualifying claim

    Needs help with 2 of 6 activities of daily living for a qualifying claim

  2. Representative photograph of a weekly pill organizer beside a glass of water and breakfast bowl on a home table.

    Set daily cash benefit

  3. Representative photograph of a home-table still life with a plain notebook, paper stack, pen, and bowl of apples.

    Use around recovery needs

Benefits are subject to policy terms, underwriting, exclusions, limitations, and state availability.

Three daily benefit options, subject to final policy approval.

Representative photograph of an older adult's hands reviewing plain paperwork beside a mug in a warm living room.

Compliance review

Daily benefit options, subject to final policy approval
Plan optionDaily cash benefit
Plan A$150per day
Plan B$300per day
Plan C$450per day

All figures require carrier/compliance review; exclusions, limitations, underwriting, and issued policy terms control.

Customer-supplied figures also include up to $900 per year in prescription benefits and up to 360 days of qualifying benefits.

Check age, state, health-event timing, and daily-living needs.

  • Ages 55–85

  • Lives in an eligible state

  • No hospital, nursing-home, rehabilitation, or home-health-care stay planned in the next 60 days

  • Needs help with 2 of 6 activities of daily living for a qualifying claim

Final policy definitions and underwriting control.

Cash benefits can support the recovery priorities you choose.

Benefits are paid according to policy terms rather than tied to one provider invoice. Ask an adviser how the issued policy defines qualifying care and claims.

Representative photograph of an older adult using a tablet at a home table beside a mug and paperwork.

Short Term Home Health Care availability

  • AL
  • AZ
  • GA
  • IL
  • IN
  • KS
  • MI
  • MO
  • MS
  • NC
  • NV
  • OH
  • PA
  • SC
  • TN
  • TX
  • WV

Available only in confirmed product states.

Primary state list confirmed August 12, 2026; availability may change.

Understand the limits before you apply.

  • Coverage is not long-term care insurance
  • Benefits require a qualifying claim
  • Underwriting and exclusions apply
  • Availability and policy terms vary by state

Customer/carrier compliance review required before publication.

Grey State Financial is not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Common questions, answered on the FAQs page

Ask how the policy would work where you live.

A licensed adviser can explain available options, eligibility questions, and policy limitations without promising approval or benefits.

Benefits are subject to policy terms, underwriting, exclusions, limitations, and state availability.

Grey State Financial is not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Talk with a licensed adviserCompare Medicare Advantage instead